21st Century Insurance Agency
Insurance 101
How much will it cost to replace my home if it is gone tomorrow? Be sure that your home is covered for replacement cost. Usually, insurance companies calculate this by adding square footage for your home, number of bathrooms, number of kitchens, what your roof is made of, how large your basement is, etc. We calculate your replacement cost for you in order to give you a starting point of coverage.

Closing Requirements
You will need insurance before closing on your home. Here is basic list of what you will need for closing:
Proof of insurance
Replacement cost or amout of insurance to cover loan amout
Paid receipt
Proof of insurance faxed to title company or mortgage company prior to closing
You must present proof of insurance and paid receipt at the time of closing